Tronnie's Mississippi Real Estate Blog

Considering Making a Move?

tronnie — Tue, 28 Dec 2010 00:44:19 +0000

When you’re thinking about making a move, the first steps in the home buying process are:

* Deciding when you want to make your move
* Considering how much money you would like to spend
* Thinking about what type of home you would like
* Deciding where you would like to live

The next step is usually finding out how much you can qualify for and deciding the type of financing that will work best for you.

If you’re in the “thinking about it” stage, you will want to speak with a lender about receiving pre-qualification. If you choose to become pre-qualified, the lender will determine how much you can borrow based on financial information you provide to the lender. Pre-qualification is useful for making preliminary decisions about how much home you can afford, but does not assess your creditworthiness. You will need to fill out a loan application and go through the lender’s loan approval process at a later date.

When you decide to buy a home, you will want to become pre-approved for a loan prior to beginning your home search. When you are pre-approved, the lender conducts a thorough credit check and verifies your employment and deposit. The lender’s pre-approval is a commitment to loan up to a certain pre-determined amount. The only thing missing is the lender’s appraisal of the home to confirm its value.

Why is pre-approval important at the beginning of the home buying process?

Pre-approval strengthens your offer and negotiating position. A home seller will often choose an offer that is pre-approved for a mortgage over someone whose financial picture is still in question.

Please don’t hesitate to call or email me for additional information about the buying process.. My goal is to provide you with practical information as you consider your next move. And, when you’re ready to make your move, I’ll help you find your dream home and handle all the details of the transaction, so all you need to do is pack!

Would you like to be the First to hear about NEW listings?

tronnie — Tue, 28 Dec 2010 00:35:57 +0000

If so, please fill out your criteria at the link below. I can set up a special search for you in our MLS so any new listings will go directly to your email. Start today!
Receive Home Listings By Email“>

What is your home worth?

tronnie — Wed, 22 Dec 2010 22:12:23 +0000

“How much is your home worth?
I would love to tell you! Are you thinking about selling your home?

If you are you won’t want to sell it for anything less than fair market value. On the other hand, by setting a selling price higher than what you should could be a mistake that results in a home that doesn’t sell.

Before putting your home on the market and setting a price it is important to first have an estimate of your house’s value. This can be easily accomplished by having an experienced real estate agent provide you with a Comparative Market Analysis. Simply click on the link provided and fill out completely for your FREE CMA report.

A STEAL of a DEAL in Raymond

tronnie — Sat, 13 Nov 2010 16:55:49 +0000

Wow, what a find! Very spacious home over 3200 square feet just waiting for a new owner! Large great room with fireplace and sliding glass doors that look out over the backyard are perfect to watch the wildlife or just enjoy the pretty Mississippi weather. Updated kitchen features an eating area, formal dining room, 4 bedrooms, laundry room, and an enclosed garage that would make a great playroom or media room. Step out onto your back porch and take a stroll down to the ponds or enjoy a great BBQ on your own private deck. In ground pool, storage buildings and workshop on over 19 acres! This property has it all and is priced to SELL! To see more of this property view the tour http://www.visualtour.com/show.asp?t=2219813&prt=10003

Hurry to take advantage of the $8000 tax credit on this home

tronnie — Thu, 15 Apr 2010 00:04:34 +0000

Enjoy the great outdoors with the convenience of the city. Relax southern style on your large front porch or play outside in the large backyard with a wooded view behind. Nice patio for summer BBQ’s too! This 3 bedroom, 2 bath home has a nice open floor plan with high ceilings, formal dining room and fireplace. The master bath has double vanities, separate shower and whirlpool tub. Great neighborhood, great house, great buy….come see it today!

SOLD! this gem in Madison!

tronnie — Fri, 19 Feb 2010 02:40:29 +0000

Wonderful open floor plan in Providence Subdivision. This beautiful 3 bedroom, 2 bath split plan is ready for a new owner. Open living area overlooks the large, fenced backyard covered in shade trees. Plenty of room to get out and play! This home has it all, tile countertops, stainless steel appliances, high ceilings, gorgeous stained/scored concrete floors, privacy and much more. The neighborhood features a community pool and is eligible for 100% financing through Rural Development Program. Call me today for more details and to make an appointment. 601-672-2496

http://www.visualtour.com/show.asp?T=2099420

SOLD!!Beautiful Home in Bruenburg

tronnie — Fri, 19 Feb 2010 02:32:47 +0000

A 3 bedroom, 2 bath split plan with brand new wood floors. Formal dining room, fireplace, large master with luxurious master bath featuring his and hers vanities, whirlpool tub, separate shower and large closet are just a sample of the amenities that await you. Large fenced backyard with covered patio is great for entertaining outdoors! Hurry to see this one today. Priced to sell! Call me to see today! 601-672-2496

http://www.visualtour.com/show.asp?T=2089035

SOLD! Priced at $94 a square foot in Indian Trails!

tronnie — Fri, 19 Feb 2010 02:18:59 +0000

176 Navajo Circle

PRCIED REDUCED! This home is priced to sell fast! Large fenced backyard in desirable neighborhood. Close to schools and The Natchez Trace. This 3 bedroom, 2 bath split plan has it all….formal dining room, sunroom, office, eat-in kitchen, nice master suite and so much more. Hurry to see this one today. Contact me for more information

601-672-2496

http://www.visualtour.com/show.asp?t=2090343&prt=10003

Get money to buy a foreclosure?

tronnie — Fri, 08 Jan 2010 16:03:28 +0000

Sound too good to be true? Well let me tell you about a program called Home Buyer Advantage. Mississippi Home Corporation has received money from a program established by Congress to stabilize communities that have suffered from foreclosures and declining property values. This money is to provide a one time down payment assistance grants to individuals buying foreclosed or abandoned property. This program is not for investors, only those who will using the property as their primary residence.

Who is Eligible:

The program is for anyone buying an eligible home to live in as their primary residence. This is not a program for investors or those wanting to buy foreclosed homes to rent to others.
Current homeowners are eligible to buy a home under the program. It is not just for first time homebuyers; however, the buyer must occupy the home as their primary residence.
The household gross income must not exceed 120% of the area median income for the eligible community.
The homebuyer must complete an eight hour pre-purchase homebuyer education class with a HUD approved housing counseling agency.
The homebuyer must be qualified for a mortgage through an approved Home Buyer Advantage lender.

To learn more about this program please visit Mississippi Home Corp.’s website www.mshomecorp.com or contact me today for more information.

SOLD!Start the new year off with a NEW home!

tronnie — Sun, 03 Jan 2010 17:53:15 +0000

This home has been completely remodeled. That is right, it is all NEW. New flooring, fresh paint, new appliances, new kitchen cabinets, new tile counter tops, the complete works, and it is waiting on a NEW owner. Hurry to be under contract before April to take advantage of the $8000 new home buyer tax credit. This 3 bedroom, 2 bath home sits on a corner lot which overlooks a wooded area. Imagine sitting on your back porch and watching the deer in the morning. Maybe you prefer to kick off your shoes in the mudroom and cozy up to the fireplace or spend the weekend entertaining your friends in this open floor plan. Whatever your heart desires this home could be yours immediately. The owner is willing to negotiate: perhaps he can help you with closing costs, buy down points or maybe even the price. Bring an offer and let’s make this your new home today! To see more visit http://www.visualtour.com/show.asp?T=2072779